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Tuesday, May 26, 2009  

Fiction: In the Family Way

The wealthy man opens his wallet and sees a fat wad of money; when the poor man opens his, he sees only a deep black hole. And yet the real difference between these two men is this: whether the wallets contain anything at all is entirely irrelevant. I know this now, and wish I had known it then; I could have saved myself a lot of grief.

The grief began when my new company developed "cash flow problems," which is corporation talk for the time when more money goes out than is coming in. There are of course innumerable ways this can happen, but it usually starts when not enough money comes in, because no matter how much you cut expenses, trim the overhead, bite the bullet, step back from the challenge, etc., you cannot in the end spend what you do not have. Credit, as I learned, only extends the period of grief. But I was ever hopeful that my business would pick up and the coffers would be full, and my two feet would be firmly planted on the golden road to Rich City. When my Visa card reached its limit, I knew I was in trouble. When my MasterCard hit the max, I was in trouble. I started scraping bottom when I began using my gas card to by milk, eggs, and bread.

Christine was worried and carried bags under her eyes, but I was ever optimistic. God would take care of us. I was so optimistic, in fact, that I started walking around with a special look on my face; it was not quite a smile, not quite a simper, but it was the smile a man makes when he knows something no one else knows; it was also the kind of look that is commonly seen on the faces of morons.

But I am getting ahead of the story here. Much happened between the time I had money and the time my wallet showed me its lining.

It was about the middle of January when a friend of mine, Paul Smythe, called me on the phone. I was in the kitchen at the time. I had known Paul for about two years, but not extremely well; most of my contact with him was at the hospital where I used to work. He was a medical practice administrator for a large clinic in the area. Since leaving the hospital, I had not been in touch with him. Now, he told me, he and his live-in girlfriend, Collette, had just gone into a marketing business for themselves; it was something they were very excited about, and they were looking for two or three sharp people who are looking to make some extra money, but who need to keep doing what they are doing.

"Marc, are you looking to make some extra money?"

"Sure," I said. "But I can't say I've got a lot of time to devote to outside activities—I mean, this computer business of mine just about consumes all of my time. But I'm open to listening. What have you got?"

"Since this is a business opportunity, it's not something I can really go into in depth on the phone. Besides, I need a paper and pencil to go over the numbers with you. I think you understand that."

"I do. But I don't want to waste your time. Are you looking for investors? If you are, I can tell you right now I'm neither in a position to do that nor interested in any expenditure of money on something outside my own business."

"The company we are doing business with is fully capitalized. We're not looking for investors."

"Well, how much time would I have to devote to this venture of yours?"

"About six to eight hours a week."

"Does it involve selling?"

"Do you like to sell?"

"Not particularly."

"Then you'll like what I've got to show you."

"You said it was a marketing business. What are the products, and how do you market them without selling?"

"Those are good questions, Marc. But again the telephone is not the place to answer them, and I'm a little pressed for time right now. What I'd like to do is set aside about ten to fifteen minutes with you and go over some of the basics of the business, answer a few of your questions, and see if this would interest you and see whether you are the right person to involve in my business. How about tomorrow evening—Monday—say about seven o'clock?"

"Let me get my schedule book," I said. I put the phone on hold and left the kitchen for the study, looking for my schedule for the week. "Monday night's free," I said, picking up the phone and poking my finger on my next day's schedule.

"How about seven o'clock?"

"That's okay."

"Good. I'll see you at your house at seven. Now, I'm not going to be in a position to answer all of your questions, Marc. I'm only going to be there about fifteen minutes. I'm really just checking interest."

"No problem," I said, adding a few pleasantries before hanging up.

"Who was that?" asked Christine.

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posted by Merle Harton Jr. | 11:30 PM |
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